- Fair Credit Reporting Act: What You Need to Know By:-Sergei Lemberg
The Fair Credit Reporting Act (FCRA) is in place to protect you from fraudulent, inaccurate information that can damage your credit history. Outdated information, blatantly false information, and other things, such as debt collectors reporting old debt as new, are simply not allowed. Below is a brief overview of your rights as outlined by the FCRA.
- It Pays to Be Aware of Your Credit Reporting Rights By:-Sergei Lemberg
Negative information on your credit report can harm you and impact your life in many ways. Creditors and debt collectors don't always play fair when it comes to the items they report to agencies. The Fair Credit Reporting Act sets out certain credit reporting rights that are important for you to know and understand.
- What You Should Know About Negotiating Debt Settlements By:-Sergei Lemberg
If you've been a victim of credit card harassment by a debt collector, you may decide to negotiate a debt settlement to make it all stop. Before negotiating debt settlements with a debt collector, you should make every effort to ensure that the debt is actually yours, and that you have an obligation to pay it.
- Fix My Credit - What Should I Do? By:-Willis Combe
The first step to fixing your credit is to find out what is on it. You can get a free copy of your report with each major bureau according to the Fair Credit Reporting Act. It is important to get a copy from all three bureaus; Equifax, Experian, and TransUnion. It is not unusual for your report to vary widely from bureau to bureau.
- Credit Lawyers - Why Should I Get One? By:-Willis Combe
The simple answer is because your credit score is such an important and life altering number! Think about all the things that are influenced by your credit history. Every purchase you make when you are financing which is any major purchase such as a home, car, boat . where you live, if you're renting or own, and it is becoming increasingly popular for potential employers to perform credit checks.
- Credit Repair Law Firm By:-Willis Combe
What is a credit repair law firm and why should I hire one? First, this law firm is one that is going to dispute negative items on your credit report, one of the leading reasons for a bad FICO score.
- A Summary of Reward Credit Cards By:-Willis Combe
Rewards Credit Cards are exactly what they sound like. They will reward you with goods, cash, services, travel ... for your purchases. You won't typically have an annual fee.
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